What Car Insurance Coverage Do I Need?

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Cheap Car Insurance in Montana

Car insurance Montana is very famous because of its low premium rate and high insurance coverage. It will work as a protective shield around you, but you are not immune to car accidents. Montana car insurance can protect you from overwhelming costs of the accidents. All drivers of Montana should hold valid car insurance and driving license to get the benefits of insurance.

Montana Auto Insurance is one of the popular states where you can get cheapest car insurance for vehicles in the country. The basic insurance costs around 95 dollars per month in Montana. However, you should look at the premium and bodily insurance premium. You may have to pay additional costs to secure the property and life risk.

Average Rates

There are many big insurance companies along with a big premium. You should have a look at the Montana auto insurance where you can get affordable rates with maximum coverage. You can compare the Montana insurance by annual premium which costs around 864 dollars from the cheapest offerings. However, the basic insurance comes at 300 dollars annually. It is always recommended to use the premium one.

Why should you choose Montana car insurance?

  • You can save up to 400 dollars.
  • You can get instant quotes.
  • Your information will be preserved with safety.
Montana Car Insurance Rates by ZIP Code & City
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Car insurance requirements in Montana

The state law of Montana requires a liability insurance which covers the costs of injury and property. In the case of property damage in accidents, the Montana auto insurance can cover most of the financial liabilities. Apart from that it also satisfies the legal requirement of state laws including bodily coverage and liability insurance.

  • 25,000 dollars for a bodily injured person.
  • 50,000 for multiple hurts.
  • 20,000 for property damage.

It is always recommended to have basic car insurance in Montana. Apart from that, you should have a driving license and a good history of driving. There are many low quotes in Montana. You should take the annual premium as a base to compare its features.

CompanyPrice
GEICO$562
State Farm$569
QBE Farmers Union$722
Farmers$864

Laws in Montana

You should have a liability insurance to cover the injury and property damage in Montana. You should have insurance which covers the minimum value of 25,000 for bodily injury per person. The car insurance Montana is the perfect fit for your requirement, and it will satisfy the state laws.

Speed Limits in Montana


Rural Interstates


Cars (MPH) Trucks (MPH)
80 65

Urban Interstates


Cars (MPH) Trucks (MPH)
65 65

Other Limited Access Roads


Cars (MPH) Trucks (MPH)
Day: 70, Night: 65 Day: 70, Night: 65

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