Auto Insurance for International Students

When international students come to the United States to study, the university or college they are attending typically provides individuals on campus who help the visiting students settle into their accommodations, find their way around campus, establish themselves in the community, and also help them with the process of purchasing a car which they will use during the residence period of their studies in the United States. Just like United States students, the international students want to make the most of their surroundings and experience the world away from campus in their own way and gaining increased confidence from independence they get to experience in a foreign land.

Where to Find insurance for International Students

The individual who is assisting the students during the process of purchasing an automobile will help the student find an insurance provider who does not demand that the student have three years minimum experience driving in the United States before the company provides coverage.

There are some insurance companies that will count the students driving experience that occurred in his or her native country, and the companies offer automobile insurance rates similar to those quoted to United States college students of a similar age bracket.

Purchasing a Car in the United States

If the international student decides to buy a used car while in the United States, it is a very important decision because their incomes are limited while they are studying at the university. There are so many different types of vehicles from which to choose, and a person could go crazy looking at the various types. The assisting individual that the university provided to help guide and inform the students is invaluable during the car-buying process. while the international students are allowed to purchase any vehicle they choose and can afford, the university and volunteers do recommend that the student purchase a used vehicle so there will be no loan to pay. Thus, their will. be more money left for the student to use while studying. Also, an older vehicle would only need liability insurance instead of the more expensive comprehensive insurance policies.

Getting an International Driver's License

International students are able to purchase an International Driver's License to use while they are in the United States through a relatively easy process. In order to obtain the license, the applicant must provide the proper documentation, such as a valid drivers license from their home country.

The International Driver's License is recognized by nearly all the United Nations countries and provides the international students who purchased it with additional identification and the ability to purchase a vehicle, obtain automobile insurance, and drive in the United States. While the international students at the university are not required to use both licenses as identification, it is strongly suggested that they do not throw out their license from their home country.

Students are able to purchase the International Driver's License for various lengths of time. The minimum amount of time for which the license is valid is one year. However, international students can also have their license validated for up to ten years.

Driving in the United States

There are various rules for driver's to follow in order to drive in the United States. The rules vary from state to state and when students come to the United States to study, many purchases their own transportation using the driver's license they earned in their home country and the International Driver's license purchased upon arrival. In addition, U.S. students continue to add to the automobile population creating congestion on the streets and noise complaints. Because of this, below are some small reminders of driving rules: from one state to another.

If you drive over the speed limit and are caught by the police, you will go to court to be fined by a judge. Additionally, you may lose your driver's license and your insurance rates will go up.

Always have your driver's license with you whenever you are driving. Also, make sure your vehicle's registration and proof of insurance remain in the car.

The Department of Motor Vehicles in each state issues current driving regulations, provides testing for individual drivers, and enforces driving regulations. It is a good idea to obtain a revised booklet of driving rules for your state in order to refresh your mind each year or two or whenever you move from one state to another.

Do not drink and drive. Not only is it against the law, you are putting the safety of innocent people on the line. Additionally, you could lose your license and/or be put in jail.

Always carry jumper cables in your car trunk. Other useful items include a flashlight, a warm blanket, spare tire, tire jack, bottled water, and a first-aid kit.